Our office specializes in: Chapter 7 bankruptcy and Chapter 13 bankruptcy  filings, negotiating a settlement of your debts, assisting you in the defense of a collection litigation and defending you against foreclosure.  We are licensed and practice in the Northern District of California and the Eastern District of California. Get full representation and personal attention from your Bankruptcy Attorney.

Our job  is to inform you of your options regarding bankruptcy and debt relief so that you can make a  fresh start—as many of our former clients have done. We will assist you with the process from start to finish. 

Your personal or small business debt may be eligible for discharge under Federal Bankruptcy Law. Our staff will conduct a means test to determine whether you qualify for a Chapter 7 or Chapter 13 Bankruptcy. As consumer advocates, our goal is to educate our clients. Consumer protections are in place that may safeguard your home and assets, allowing you to reduce your debt and get a fresh start.

We understand that who you turn to for help is a big decision. Our practice is dedicated to providing personalized service. We have a highly qualified staff who will work diligently on your behalf.

Chapter  7 & 13 Bankruptcy
An in-depth analysis of your financial situation is conducted on-site by professionals. Income, assets and liabilities are examined with the goal of protecting assets and eliminating liabilities. Our legal staff will guide you through bankruptcy, simplifying the process and expediting your discharge.

Benefits of Bankruptcy
• Stop harassing calls from creditors
• Save your home from foreclosure
• Eliminate credit card debt
• Protect your auto from repossession
• Stop wage garnishment
• Eliminate law suits and judgments
• Discharge medical bills
• Eliminate eligible tax liens
• Strip second mortgage and junior liens

For those clients who do not qualify for bankruptcy, we have successfully represented clients who are being sued for debts they may owe.  We have successfully represented consumers who have been sued by their credit card companies or mortgage companies.

Debt Settlement
We offer debt settlement services to clients who wish to settle their unsecured debts with their creditors before creditors file a lawsuit.